Screenshots
About EBS Authenticator
Secure your online banking with EBS Authenticator, the essential authentication app that protects your EBS Your Accounts Online access with advanced security verification.
Online banking security has evolved. From August 2019, EBS implemented Strong Customer Authentication (SCA) — an additional security layer that guards against fraud and unauthorized access to your accounts and payments. When you log in, you'll now provide both your standard login credentials and a verification code generated by this app, ensuring only you can access your finances.
Setting up takes just minutes. Download EBS Authenticator, open the app, and enter your Customer ID number and Personal Access Code (PAC) as you normally would. Then input the 6-digit one-time activation code we'll send you by post. That's all — you're ready to go.
Once activated, you'll breeze through two-factor authentication at every login. The app generates time-sensitive codes that confirm your identity without requiring you to wait for SMS messages or navigate complex verification flows. Your banking sessions remain protected by this modern security standard, giving you peace of mind that your money and personal financial data stay under your control.
Strong Customer Authentication is now the industry standard for secure online banking across Europe and beyond. By using EBS Authenticator, you're not just meeting a requirement — you're actively defending yourself against fraud and account compromise. Keep your financial information safe and maintain seamless access to your accounts. Download EBS Authenticator today and experience banking security designed for the modern era.
Pros & Cons
Pros
- Two-factor authentication prevents unauthorized access to your accounts
- Time-sensitive codes eliminate reliance on slower SMS delivery
- Setup requires only Customer ID, PAC, and a mailed activation code
- Meets EU Strong Customer Authentication regulatory standard for banking
Cons
- Requires physical mail delivery of activation code before you can use it
- Android-only; no iOS or desktop version available for banking access
- Lost or damaged phone locks you out until account recovery is completed
- No offline functionality; internet connection needed to generate verification codes
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